Open Enrollment 2025: Health Plans Comparison

VUMC offers three health plan options: Plus, Select and the Health Savers Plan. The health plans differ in how much the employee is required to pay for premiums, deductibles and coinsurance, the limits to how much employees will pay out-of-pocket as well as prescription drug coverage and the availability of a flexible spending account (FSA) versus a health savings account (HSA).The infographic below details the differences and similarities between VUMC’s health plans.