You may have heard that one of the best ways to save money on healthcare costs is by staying in network. But what does that mean exactly?
For VUMC health plan members, it means utilizing providers and services in the Tier 1 and Tier 2 networks. A network is a group of physicians, hospitals, and other health care providers that have agreed to provide medical services at pre-negotiated rates. These pre-negotiated rates are lower than what that provider would charge a non-member.