Changing your benefits outside Open Enrollment

Open Enrollment is your annual opportunity to choose the benefits that best serve you and your family.  But there may come a time when you need to change your health benefits plans outside of the annual Open Enrollment period due to a change in your personal or work life. If so, you can declare a life event.  A life event — such as a loss of healthcare coverage, marriage, divorce, death, or the birth or adoption of a child — is your only opportunity outside Open Enrollment to make changes to your health benefits.  Benefits that can be changed due to a life event include:

Know your benefits: What happens when my dependent turns 26?

One of the most frequently asked questions of the benefits team is what happens when an employee’s dependent is no longer eligible for healthcare insurance coverage. The Affordable Care Act requires insurers to make coverage available to dependents — married or single — until age 26. If your dependent or your spouse’s dependent is covered by a VUMC benefits plan and will turn 26 this year, below are five things you should know.

Know Your Benefits: What is an EOB?

Whether you’ve been working for two weeks or 20 years, navigating the benefits landscape can be a little confusing. This is particularly true when it comes to interpreting forms and documents you might receive from our insurance carrier. One of the most common documents is the Explanation of Benefits, or EOB statement. The EOB details how much of a doctor or hospital visit was covered by your VUMC insurance and how much you are required to pay. The EOB is not a bill. If you owe money for a medical visit or procedure, you will receive a bill from the provider.

Pharmacy services, there is an app for that

Managing your medicine through a Vanderbilt pharmacy just got easier. As most employees know, when you use a Vanderbilt pharmacy, you get the lowest price for your prescriptions. You benefit from these savings as an employee on the Vanderbilt University Medical Center’s Health Plan.

Don't miss your chance for a 15% CSA membership discount

Enrollment period has ended. Once again, employees have a chance to enroll in a CSA at a discounted rate of 15 percent. We have partnered with Rooted Community Health and three of the best farms and CSA programs in the Nashville area to offer this program. CSA stands for community supported agriculture and works like a subscription program for vegetables, and participants receive a share of the harvest from local farms. 

Resource helps families navigate mental health landscape

VUMC employees have access to a Behavior Health Navigator to offer support, guidance and education to the employee who has been diagnosed with or has a loved one with a diagnosis of bipolar disorder or schizophrenia spectrum disorders, which include brief psychotic disorder, schizoaffective disorder and catatonia. The navigator can point you and your family in the right direction for needed treatment or services and help navigate obstacles you may be facing. The navigator will provide support as you and your family learn to navigate complex healthcare processes.